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What is the excess?

The excess on our insurance varies depending on your car. Here's a breakdown:


Standard EVs - £500 excess:

  • Toyota bZ4X

  • Kia Niro EV2

  • Kia e-Niro

  • MG5 SE Long Range

  • MG5

  • MG ZS

  • MG4

  • BYD Atto 3

  • Hyundai IONIQ

  • Hyundai Kona


Premium EVs - £1,000 excess:

  • Mercedes EQE

  • Audi e-tron

  • Audi Q4 e-tron

  • Mercedes EQA

  • Tesla Model Y

  • Tesla Model 3

  • VW ID.5

  • VW ID.4

  • Jaguar i-Pace

  • Polestar 2

  • Nissan Ariya

  • BYD SEAL

The excess is due 36 hours from the date and time of the incident and must either be paid directly or will be taken automatically via our continuous payment authority granted under the contract.


ALL customers are liable to pay the excess. If your claim is found to be completely non-fault with a third party liable then you will be refunded (excluding any non-recoverable costs).

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